An image of a Bajaj Finserv EMI Network Card, featuring its sleek design with branding and key benefits like easy financing, no-cost EMI options, and wide acceptance across partner stores, symbolizing financial flexibility and convenience.

The Bajaj EMI Card is a revolutionary product designed to simplify your financial life by enabling you to convert big-ticket purchases into easy monthly instalments (EMIs). This card is ideal for individuals looking for flexibility, convenience, and affordability while shopping for essentials or luxuries.

Features and Benefits

  1. Pre-Approved Loan: Enjoy instant access to a pre-approved credit limit of up to ₹3 lakh.
  2. No-Cost EMIs: Make high-value purchases without paying additional interest, ensuring affordability.
  3. Wide Acceptance: Use the card at over 1.2 lakh partner stores and websites across 4,000+ cities in India.
  4. Flexible Repayment Tenures: Choose repayment terms ranging from 3 to 24 months, tailored to your needs.
  5. Paperless Process: Minimal documentation and quick digital onboarding.
  6. Exclusive Offers: Unlock discounts, cashback, and special deals when you shop with the Bajaj EMI Card.
  7. Digital Card Convenience: Manage your card and transactions via the Bajaj Finserv app, eliminating the need for a physical card.

Eligibility Criteria For Bajaj EMI Card:

  • Age: 21–60 years
  • Stable source of income
  • Indian resident

Documents Required for Bajaj EMI Card:

  • Aadhaar card or PAN card for identity proof
  • Address proof (utility bill, rental agreement, etc.)
  • Bank account details for repayment setup

Advantages of the Bajaj EMI Card

  • Ease of Shopping: Split your payments into manageable EMIs without worrying about hefty upfront costs.
  • No Hidden Charges: Transparent cost structure with no surprise fees.
  • Access to Essentials: Cover medical expenses, book travel, or easily buy gadgets.
  • Financial Flexibility: Customize repayment schedules as per your cash flow.

How to Use the Bajaj EMI Card

  • Activate the Card: Use the Bajaj Finserv app or customer portal.
  • Shop Online or Offline: Choose from an extensive network of partner stores.
  • Select EMI Option: Opt for EMIs at checkout and provide your Bajaj EMI Card details.
  • Repay in Installments: Pay the EMIs based on your selected tenure

Costing and Charges of Bajaj EMI Card

  • Joining Fee: ₹530 (inclusive of taxes).
  • Annual Fee: Generally waived off for active users.
  • Processing Fee: Applicable on some transactions (check specific terms).
  • Penal Charges: Incurred for late EMI payments.

Why Bajaj EMI Card is the Best

  • Unmatched network of partner stores and exclusive offers.
  • Seamless integration with digital platforms for convenience.
  • Superior customer service and a high satisfaction rate.
  • Customizable features and repayment flexibility.

Know More / Apply Now

Would you be ready to simplify your shopping experience? Click Here to Apply for the Bajaj EMI Card

How to Apply Online for the Bajaj EMI Card

  • Visit the Bajaj Finserv Website.
  • Fill out the application form with your details.
  • Upload the required documents.
  • Pay the one-time joining fee and activate your card instantly.

With the Bajaj EMI Card, managing your finances is not just easy; it’s rewarding. Shop smart, pay effortlessly, and enjoy the freedom to own what you need today without financial stress.

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